UK · USA · CanadaUnited Kingdom · United States · Canada
Your Chartered Accountant-ledfinance department,without the in-house cost
We run your bookkeeping, accounting, payroll, tax filings and back-office operations, with every engagement reviewed by a practicing Chartered Accountant — so you get real professional oversight without hiring a full finance team.
- Reviewed by a Chartered Accountant — not a junior processing team
- One dedicated account manager, not a rotating support queue
- Fixed, transparent monthly pricing
- Works inside QuickBooks, Xero and Sage, with automation built in
Month-end close
March 2026
| Account | Balance | Status |
|---|---|---|
| Barclays current•• 4021 | £82,410.55 | Reconciled |
| Stripe settlementGBP | £19,204.18 | Reconciled |
| Accounts payableLedger | £34,760.00 | Reconciled |
| Accounts receivableLedger | £51,338.75 | In review |
- Bank and card reconciliations
- Payroll journal reconciled
- VAT control account agreed
Reviewed by a Chartered Accountant before it reaches you.
Why outsource
Why outsource your finance function?
The finance workload doesn't grow gradually. It jumps.
As a business grows, the finance workload doesn’t grow gradually — it jumps. One employee becomes five, one bank account becomes three, and a spreadsheet stops being enough. Most owners handle that jump one of two ways: they absorb it themselves, late at night, after the parts of the job they actually enjoy are done. Or they hire — and discover that a competent in-house accountant is one of the more expensive additions a small business can make.
Outsourcing is the third option, and done properly — with real oversight, not just data entry — it gives you more than a lower bill: lower operating cost than an equivalent in-house hire, Chartered-Accountant-reviewed accuracy, reporting you can actually act on, statutory deadlines tracked for you across HMRC, the IRS and the CRA, and a finance function that scales with the business instead of forcing a re-hire every time you grow.
How we compareWhat we do
The finance function, run properly
Take one service or the whole thing. Every deliverable is reviewed by a Chartered Accountant before it reaches you.
- BookkeepingDaily transaction recording, reconciliation, and books that are always current.
- AccountingManagement accounts and year-end statements that tell you what the numbers mean.
- Payroll ProcessingPayroll run accurately and on time, with the statutory filings built in.
- Tax PreparationCorporate and personal returns, prepared with time to review, not react.
- Virtual CFO ServicesStrategic financial input — forecasting, pricing, investor reporting.
- Accounting Process AutomationWe automate the repetitive parts so accountants review your numbers, not type them.
- Back Office & Finance OperationsAP/AR, vendor management, billing and collections, run as finance work.
Filing calendar
Next 60 days
- UKVAT return — Q1HMRC7 Mayin 34 days
- USAForm 941 — Q1IRS30 Aprin 27 days
- UKPAYE RTI — AprilHMRC22 Mayin 49 days
- CanadaGST/HST — Q1CRA30 Aprin 27 days
- USASales tax — 4 statesState20 Mayin 47 days
Documents are requested well ahead of each date, so nothing depends on a last-minute scramble.
Software
We work inside the software you already use
We don’t ask you to change how you work. We work inside the platform you already run, configure its automation properly, and handle migration and clean-up if you’re switching.
See our full software page- QuickBooks
- Xero
- Sage
- Zoho Books
- Wave
- NetSuite
- FreeAgent
Industries
We already know what breaks in your sector
Two businesses with the same revenue can need completely different bookkeeping. We scope around how your industry actually works.
E-commerce
Multi-channel revenue, settlement reconciliation and true product margin.
Shopify Sellers
Shopify Payments settlements, apps and multi-currency, reconciled properly.
Amazon Sellers
Marketplace fees, FBA inventory and multi-state sales tax.
Startups
Runway, burn and investor-ready reporting from day one.
Marketing Agencies
Retainers, pass-through media spend and true client profitability.
Healthcare Practices
Practitioner splits, insurance receivables and multi-site reporting.
We also work in saas companies, professional services firms, restaurants & hospitality, real estate, construction, manufacturing, logistics and import & export. Not listed? Tell us what you do — the underlying work is the same, and the sector detail is what we learn on the discovery call.
See how we work by industryEngagement process
From first call to running your books
Five steps. The first two are free, and you get a written read on your books before any money changes hands.
Free discovery call
We learn your business, your current processes, and where the friction actually is.
We ask what software you use, who touches the books, what your filing obligations are, and what has gone wrong before. No pitch deck.
Financial health review
A no-cost look at your books, software and compliance position as they stand today.
You get a written read on the state of your ledger, any reconciliation gaps, upcoming statutory dates, and what we would fix first.
A proposal you can actually read
Scoped pricing and a clear description of what's included, before you commit to anything.
Scope, deliverables, turnaround times and price, itemised. Nothing is billed that is not in the proposal.
Secure onboarding
Data migration, access setup, and your dedicated account manager assigned — usually within two weeks.
We migrate history, agree the close calendar, set up least-privilege access, and introduce the person who will run your account.
Ongoing delivery
Monthly bookkeeping, accounting, payroll and tax work, with proactive updates instead of radio silence.
A fixed monthly rhythm, a named person who answers, and Chartered Accountant review on everything that reaches you.
Thirty minutes. No obligation, no pitch deck.
The difference
What you get that you would not get elsewhere
Most of this list is unremarkable on its own. Together it is the difference between a supplier and a finance function.
See the full comparison- Chartered Accountant oversight
- Every deliverable is reviewed by a practicing Chartered Accountant with 20 years of experience before it reaches you.
- One dedicated account manager
- A single named contact for the life of the engagement, not a rotating queue of unfamiliar staff.
- Fixed, transparent pricing
- You know your monthly cost before you commit, and it doesn't move without a conversation first.
- Automation expertise
- We built automation into how we deliver, not as a bolt-on — which is why fixed pricing works even as your volume grows.
- A business-advisory approach
- We flag what the numbers mean, not just what they are. That's the whole point of the Virtual CFO service.
- Security by default
- Encrypted access, multi-factor authentication, and confidentiality agreements as standard.
- Built to scale with you
- From your first invoice to your first audit, the engagement grows with the business instead of forcing a re-platform or a new provider.
- Arti KukrejaChartered Accountant, Co-Founder
- Twenty years in accounting, bookkeeping, taxation, payroll and compliance, advising businesses across industries on financial controls and reporting. Every eFinExperts engagement is reviewed under her professional oversight — that's not a marketing line, it's how the work actually gets checked before it reaches you.
- Abhishek KhuranaEntrepreneur, Business Strategist, Co-Founder
- Twenty-four years building and scaling businesses across marketing, technology and professional services, working closely with SMEs the whole way through. That's where the idea for eFinExperts came from: an outsourced finance partner that operates like part of the business, not a vendor you email into a queue.
Security
Your financial data, handled properly
- Encrypted access
- Multi-factor authentication
- Signed confidentiality agreements
- GDPR-aligned data handling
Countries we serve
Built for the UK, USA and Canada
Three sets of rules, one team. If you operate across more than one, we handle them together rather than through separate providers.
Get started
Ready to stop chasing your own books?
Book a free, no-obligation call and get a written read on where your finance function stands today.
Thirty minutes · No obligation · Free financial health review